Budget Planner

Plan income and expenses, compare what actually happened, and see where your balance is heading.

Budget details

Budget name Business / owner Budget starts12 months from this date. Actuals stay attached to their calendar months if you change it. Opening balanceYour starting balance before the first month's income and expenses. CurrencyChanging currency changes the label; it does not convert amounts. Notes / assumptions

Budget overview

Show period

Actuals recorded

Income & expenses

Variance compares actuals with the budget for the same recorded months. Blank actuals mean “not entered”; enter 0 to record no income or spending.

12-month outlook

Income and expenses from your budget · closing balances use planned amounts

Budget incomeBudget expenses

How this budget works

Monthly items repeat in each active month. Quarterly items fall every three months from their first month; yearly and one-off items fall in their first active month. Weekly and fortnightly amounts are averaged using 52 weeks or 26 fortnights per year, with rounding distributed across months.

The opening balance plus planned income minus planned expenses produces the forecast closing balance. Actuals are entered manually and do not replace the planned forecast. Record transfers, borrowing or other cash movements as separate items if they should affect your balance. This is a planning budget, with no automatic bank feed or tax calculation.